First Time Buying? We've Got You Covered!
If it's your first time buying a home, don't stress yourself out — explore a few of our resources to see how we can help. From helping you figure out your mortgage payments, to laying out a step-by-step guide to buying, we'll be there every step of the way to make sure things go off without a hitch. Get to know more about our team and the Northeast Mississippi area, and find out what we can do for you today!
So, you've decided to buy a home in the North East Mississippi area. Congratulations! This is a wonderful community to call home for so many reasons. And when it comes to buying a home, you have to make sure it's in a community that's going to complement your lifestyle. Luckily, the North East Mississippi area is so vibrant, diverse, and thriving, it truly has something for everyone. Get to know nearby communities, and find your perfect fit, by browsing our area guides below. Have a question about a particular community? Don't be afraid to ask.
Buying a home in Northeast Mississippi is a major step and also a big investment. Although you get to enjoy more security and freedom, there's also a lot of extra responsibility to take into consideration. When you're a renter, your landlord will likely take care of most of the necessary upkeep and repairs. When you own your home, you'll have to take care of all of those things on your own.
Are you ready to buy your first home? If you aren't sure where you stand financially, you should consider getting pre-approved. During the process, a bank lender will review your finances — including your credit score, annual income, savings, and more — and basically set your budget for you! Once the review is completed, you'll find out how much the bank is willing to loan you, which helps in deciding on a downpayment range.
In order to make sure that you're getting the best deal, we recommend meeting with a few different lenders. Need help getting started? Let us know, and we can set you up with one of our local contacts.
The Upfront Costs of Buying a Home
In addition to your monthly mortgage payments, you can expect to pay a few costs up front and out of pocket. We've broken down the payments you'll encounter and just how much you should plan on spending.
Calculate Your Monthly Payments
Want to get a better idea of what you might be paying per month? Take a look at our handy mortgage calculator to help estimate your monthly costs.
Northeast Mississippi is filled with tons of top-notch homes and tight-knit communities. We can't recommend life here enough, and we're excited to help you find your perfect place! Use our helpful home search tool to get started on narrowing down your options, from location to size to amenities.
Meet Your Perfect Match
Additional Home-Buying Resources
Still need some info? Explore our site to see more of the resources we offer.